Buying a short-term rental in Florida is not a single approval process. City zoning determines whether nightly rentals are permitted at a given address. HOA documents determine whether that specific building allows it, and for how short a stay. Both have to say yes.
Within a forty-mile stretch of coastline, you will find cities that permit short-term rentals in every residential zone, cities that permit them in exactly ten named buildings, and cities that ban them outright with fines reaching fifteen thousand dollars. The property two blocks away may follow entirely different rules.
This page covers what applies where. If you are evaluating a specific building or address, reach out and I will run the zoning and pull the HOA rental language before you write an offer.
Permitted citywide in all residential and commercial zoning districts under Ordinance 2025-01. Registration is required, with a $400 initial fee and $200 annual renewal. Maximum ten guests per property.
Permitted in designated beachside zones east of the Intracoastal: R-3A east of Atlantic Avenue, plus R-4, R-5, R-6, B-4, M-U and BBH. Enforcement is strict and the city monitors rental platforms directly.
Permitted only in designated tourist districts T-1 through T-5 and five redevelopment corridors. Residential zones outside those districts require a six-month minimum lease. Fines reach $15,000 for listing without proper zoning.
Prohibited in every residential zone. Transient lodging is defined as any stay under six months and is permitted only in B-4, B-6 and B-7 commercial districts east of A1A.
A seven-day minimum applies citywide. The 2008 ordinance predates Florida's state preemption law, so new residential registrations are closed. Only pre-2008 grandfathered properties and commercial zones qualify.
Ten named buildings only: Southpoint, Towers 1 through 6, Lighthouse Shores, Antigua and Martinique. Everything else defaults to the Volusia County thirty-day minimum, including Harbour Village.
Most permissive market in Volusia County. The city imposes no minimum rental period, so HOA documents are the binding layer. Daily, weekly, and monthly rentals all coexist along the S. Atlantic Avenue oceanfront corridor.
Not regulated at the city level. No minimum stay, no municipal registration, and no zoning prohibition on residential short-term rentals. HOA and subdivision documents are the only binding restriction.
Unincorporated Volusia County, so county rules govern. A thirty-day minimum applies to all residential rentals under a 2004 ordinance upheld in court. Monthly rentals remain fully legal.
Nine cities. More than 100 condo buildings with their HOA minimum stay periods. Current pricing, the STR tax strategy, and a full operating playbook. Enter your name and email and the guide opens immediately.